Making home equity accessible to every American
We are modernizing the way homeowners and real estate investors access their home equity through technology, transparency, and exceptional service.
Our Mission
Simplifying home equity for millions
For too long, accessing home equity has meant endless paperwork, weeks of waiting, and a frustrating process. US HELOC was founded to change that.
Our platform leverages modern technology to streamline every step, from application to funding. Whether you are a homeowner looking to tap into your equity or a real estate investor seeking flexible financing, we make the process fast, transparent, and entirely online.
We are licensed in all 50 states (NMLS# 1660690) and committed to fair, responsible lending practices.
Founded
US HELOC was established to modernize home equity lending
50 States
Licensed to operate in all 50 states across the U.S.
100% Online
Fully digital application and closing process launched
Growing
Expanding product offerings to serve more homeowners and investors
Leadership
Meet our team
Alexander Bacher
Chief Executive Officer
Alexander brings strong leadership experience across finance, business development, talent acquisition, operations, and strategic growth. With a master's degree completed in the Netherlands, he developed a global perspective on business, leadership, and financial systems.
After working closely with business owners and financial professionals, Alexander saw a major gap in the market: many American homeowners had built meaningful equity but accessing it was often slow, confusing, and outdated. That vision became the foundation for US HELOC.
"People should have the opportunity to use the value they have already built - whether for business growth, debt consolidation, home improvements, investments, or major life goals."
John Victor Ernesto Rodriguez
Chief Financial Officer
A finance professional with deep experience in small business lending, SBA financing, and structured capital solutions. John recognized a gap in the market: many Americans had significant home equity but accessing it was slow, confusing, and overly complicated.
"Homeowners should have the opportunity to benefit from what they have earned - their equity, their ownership, and their financial progress."
David Huffman
Chief Operating Officer
David brings a strong background in business operations, lending processes, and client experience. He focuses on creating a smooth customer journey from the first online inquiry to final funding, ensuring every client receives clear communication.
"Home equity should not be locked away behind complicated paperwork, slow approvals, and unclear terms."
George Petvian
Chief Risk Officer
George brings a strong background in entrepreneurship, risk management, business strategy, and financial decision-making. As a Greek entrepreneur, he built his career around identifying opportunity while understanding risk. His experience taught him that successful financial platforms are built on structure, discipline, compliance, and trust.
At US HELOC, George plays a key role in making sure the platform grows responsibly. His focus is on risk management, borrower quality, operational controls, compliance awareness, and long-term stability.
"To build a home equity platform that balances opportunity with responsibility - giving qualified homeowners access to capital while protecting trust, transparency, and long-term financial stability."
Our Values
What drives us
Speed & Simplicity
We believe accessing your home equity shouldn't take weeks of paperwork. Our technology streamlines the process to get you funded faster.
Transparency
No hidden fees, no surprises. We believe in clear communication about rates, terms, and the entire lending process.
Customer First
Every decision we make starts with the question: how does this help our customers? Your financial goals are our priority.
Innovation
We continuously invest in technology to make the home equity experience better, faster, and more accessible for everyone.
Our Products
Solutions for every need
HELOC
A flexible line of credit secured by your home. Draw funds as you need them, pay interest only on what you use. Lines from $15,000 to $750,000.
Learn MoreCash-Out Refinance
Replace your current mortgage with a new loan and access the difference as cash. Consolidate debts or fund large expenses.
Learn MoreDSCR Loans
Designed for real estate investors. Qualify based on rental income, not personal income. No W-2s or tax returns needed.
Learn MoreJoin Our Team
We are always looking for talented individuals who share our passion for innovation and customer service. If you are interested in helping us reshape the home equity industry, we would love to hear from you.
View Open PositionsPartner With Us
We work with real estate professionals, financial advisors, mortgage brokers, and technology partners to bring better home equity solutions to more Americans. Interested in partnering?
Become a PartnerGet in Touch
Phone
(332) 230-9248
support@usheloc.com
Locations
Miami, FL
New York, NY
NMLS# 1660690 | Equal Housing Lender | Licensed in all 50 states