Home Equity Line of Credit
Flexible access to your home equity
Draw funds as you need them, only pay interest on what you use. Get pre-qualified quickly with funding in as few as 5 days.
Fast
Pre-qualification
$750K
Max Line
7.99%
APR from
4.9/5 Trustpilot
|50,000+ CustomersHELOC Calculator
See how much you could borrow
$500,000
$100K$2M
$300,000
$0$450,000
720
620850
Your Home Equity
$200,000
Why Choose US HELOC?
America's fastest and easiest way to access your home equity
5-Day Funding
Get your funds faster than any traditional lender
Up to $750K
Access significant equity for major expenses
No Hidden Fees
Transparent pricing with no surprises
100% Online
Complete the entire process from home
Benefits
Why choose a HELOC?
A HELOC gives you the flexibility to access your equity on your terms. Unlike a traditional loan, you only pay interest on what you actually use.
- Borrow only what you need, when you need it
- Pay interest only on the amount you draw
- Redraw funds as you repay your balance
- No prepayment penalties
- Fixed and variable rate options
- Tax-deductible interest for home improvements
Example HELOC
$150,000
Credit Line$150,000
Amount Drawn$50,000
APR8.49%
Monthly Payment$354/mo*
*Interest-only payment on drawn amount
FAQ
HELOC Questions
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