DSCR Loans for Investors
Qualify based on rental income, not personal income. No W-2s, no tax returns. Built for serious real estate investors.
No W-2
Required
0.75+
Min DSCR
5 days
To Fund
DSCR Loan Calculator
Calculate your debt service coverage ratio
Current DSCR
1.22
Built for Real Estate Investors
Skip the paperwork. Qualify based on your property's potential, not your tax returns.
No W-2s Required
Qualify based on property income, not personal income
Investor Focused
Designed specifically for real estate investors
Fast Funding
Close in as few as 5 days
Multiple Properties
Finance your entire portfolio
For Investors
Built for your portfolio
Traditional lenders make it difficult for investors to scale. DSCR loans remove the barriers by qualifying you on property performance, not personal income.
- No personal income documentation required
- Qualify based on property cash flow
- Perfect for self-employed investors
- Finance single-family or multi-unit properties
- Short-term rentals and Airbnb eligible
- Close in your LLC or entity name
DSCR Formula
PITIA = Principal + Interest + Taxes + Insurance + Association
FAQ
DSCR Loan Questions
Ready to grow your portfolio?
Check your DSCR loan rate in minutes. No impact to your credit score.